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![]() UNDERWRITING One of the benefits of the direct writing approach of Employers Direct is that our customers and prospective customers have direct contact with our professionals who evaluate risk and determine pricing. No middlemen are involved who may have a competing agenda, such as, a broker’s contingent commission arrangement. Such costs to carriers, often hidden from consumers, can dramatically affect pricing and possibly even the programs offered to prospective policyholders. The underwriters of Employers Direct closely collaborate with our claims, customer service, finance, loss control, and sales departments in their risk assessment of a prospective or current policyholder. They also assess the service of prior carriers and pay particular attention to how accurately past claims are being reported to the WCIRB. Our direct writing approach allows our underwriters to focus on your insurance risk solely on the basis of the inherent qualities of your business combined with the value provided by our partnership. This difference pays off for our customers. Our underwriters average more than 16 years experience and work tirelessly to make certain that the price you pay for your workers’ compensation insurance fairly reflects your efforts to control your workers’ comp risk exposure. We never quote if we cannot add value to your business, and when we do provide a quote, we are certain that our partnership will be successful. If you have any questions, please contact us. |