Employers Direct Insurance Company is California’s only specialty direct writer of workers’ compensation insurance. Founded in 2002, Employers Direct has been widely accepted by business owners throughout California as a result of providing highly competitive rates, claims services designed to fight fraud and abuse, and loss prevention services that assist employers to create safe work environments.

Employers Direct is proud that a growing number of California’s best-run privately-held companies count themselves as policyholders. Niche industries include hotels, restaurants, golf and country clubs, new car dealers, food processors, manufacturing companies, specialty supermarket chains, and retailers.

Employers Direct works with business owners directly - there is no broker, no independent agent, and no middleman. Our policyholders are our customers, and therefore, there are no hidden agendas and no hidden fees or commissions - just quality service and the best possible price for your workers’ compensation insurance.

Please visit our Sales, Customer Service, Loss Control, Claims, Underwriting, and PCIC pages for more information about these services.

YOUR ADVANTAGES WITH EMPLOYERS DIRECT:

• Immediate and continuous savings - we call it "unencumbered financial strength," which means we have no old claims that would impact the premium savings offered to policyholders
• Expert and dedicated claims examiners - your claims are managed efficiently and questions are resolved quickly
• Low case loads - our claims examiners have the time to complete their best work for you and stop fraud in its tracks
• Employer control over claims - our policyholders are 93% Medical Provider Network (MPN) compliant, which means they retain medical control for the life of their claims 
• Immediate value added to your business - our extensive loss control survey and claims history analysis are completed before presenting you with a quote, and we never quote unless we can add value to your business
• Loss control with your needs in mind - we design custom loss control tools and training  for each policyholder’s unique needs
• Dedicated customer service team - a seamless transition and excellent ongoing service are the hallmarks of our success
• 24/7 online real-time access to your information - claims reports, loss runs, and more are available at the click of a  mouse at the Policyholder's Claims & Information Center (PCIC) at www.employersdirect.com