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ABOUT EMPLOYERS DIRECT

Employers Direct Insurance Company is California's only specialty direct writer
of workers' compensation insurance and has no independent agent or broker affiliation.

Founded in 2002, Employers Direct has been widely accepted by business owners
throughout California as a result of providing highly competitive rates, claims services
designed to fight fraud and abuse, and loss prevention services that assist employers to
create safe work environments.

Employers Direct is proud that a growing number of California's best-run privately-held
companies count themselves as policyholders. Niche industries include hotels,
restaurants, golf and country clubs, new car dealers, food processors, manufacturing
companies, specialty supermarket chains, and retailers.

Employers Direct works with business owners directly - there is no broker, no
independent agent, and no middleman. Our policyholders are our customers, and
therefore, there are no hidden agendas and no hidden fees or commissions - just quality
service and the best possible price for your workers' compensation insurance.